About Judy Ann Michael

Judy Ann Michael is a speaker, author, and consultant focusing on assisting people through the challenges retirement life. She uses her 30 years of business experience to assist clients to develop a practical understanding of their finances, and uses her lifetime of personal experience to help them creatively navigate these challenges.

11 08, 2017

Will Your Nest Egg Take A Hit from Social Security?

By | 2017-08-11T14:30:41+00:00 August 11th, 2017|Retirement Planning|

Does your retirement portfolio account for Social Security decreases? Recently I attended a retirement seminar and the speaker detailed changes in the social security system. I had already researched that the current system is only fully funded until 2035 but the speaker informed us of something we didn't know. Starting in 2037 the system will change to a money in money out system. If you check your Social Security statements you will see that as of now, anyone receiving [...]

11 08, 2017

Retirement Starts Where You Are Today

By | 2017-08-11T14:13:34+00:00 August 11th, 2017|Retirement Planning|

“Retirement” inherently makes you think about the future.  Will you be healthy, enjoy your life, and have enough money?  Personally, I can’t look at my future without understanding where I am right now.  My future is dependent on today.  My future health is dependent on how I take care of myself today.  My future income is dependent on what I save and spend today.  In short, who we are today is the basis of who we will become tomorrow. [...]

11 08, 2017

Baby Boomers Are Only Interested in Money

By | 2017-08-11T14:17:15+00:00 August 11th, 2017|Retirement Planning|

"You baby boomers are only interested in money." I recently heard that statement from not one but two different 30-somethings young women. They were frustrated that older adults only seem to be focused on making a buck. They wanted to pursue their hearts desire, be creative, live in the moment, and not worry about money. But those darned Baby Boomers kept reminding them to keep working. Sound familiar? Their comments made me laugh. Pursuing what made me happy and not [...]